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    Saturday 6 July 2013
    Expert Author A. L. JonesIt's an exciting decision. Starting or adding to your family is something that many couples look forward to, especially after deciding now is the time to start trying to get pregnant. When it's time to get pregnant, you might decide to do a little research to learn as much as you can about fertility, ovulation, and the best way to get pregnant right away. Ideally, you will take a home pregnancy test for the first time and see the positive results you are hoping for. However, medical professionals consider it perfectly normal for you to try to conceive for one year before they will consider you might have a fertility issue. That time frame drops to six months if you are older than 35.
    While most women don't get pregnant on the first try, that doesn't make it any easier to deal with. With this in mind, there is no harm in trying to get pregnant and increase your chances of becoming pregnant faster. The good news is that there are a number of ways you can educate yourself about trying to get pregnant so that when it's time to get pregnant, your chance of making it happen sooner increases. From monitoring your ovulation to the PregPrep fertility kit, you don't have to go in blind when it's time to get pregnant.
    Ovulation
    It's no big secret that you only ovulate once a month. However, you might not realize that your ovulation period lasts only 12 to 24 hours. This means that you have a very small window of opportunity when it comes to getting pregnant each month. One of the biggest mistakes you can make when it comes to getting pregnant is trying to time your ovulation by the average ovulation statistics. Medical professionals are not sure exactly when each woman ovulates each month, but they do know that the average day of ovulation is typically 14 days after the first day of your last period.
    Many women use this date to plan intercourse, missing the opportunity to get pregnant that month because they actually ovulated sooner or will ovulate later. When you're trying to get pregnant, you have to have intercourse frequently. There is no downfall to getting busy as often as possible to increase your chances of conception as quickly as possible. Additionally, your husband probably won't have any objections to planning frequent sex dates. He might decide he'd like several children after this.
    Chart Your Temperature
    Just before you ovulate, your body temperature takes a slight dive. It will pick right back up after ovulation has occurred. You can help your chances of conception by charting your body temperature using a basal body temperature thermometer that comes with an ovulation kit. Narrowing down the frame of time in which you ovulate can only help you to increase your chances of fertility.
    Prepping Your Body
    It never hurts to start prepping your body for pregnancy before you start trying. The healthier you are, the better your chances of conceiving a baby. Try exercising, eating a healthy diet, taking prenatal vitamins, and forgoing that glass of wine or pina colada to get your body in its best shape. Another great way to prepare your body for conception is with PregPrep products. These products are all natural and designed by a medical doctor and have been proven to have the highest safety standards possible.
    PregPrep encourages women trying to conceive to use the Make That Baby Kit. This all natural group of products will help you increase your chances of conception. FertilPrep capsules are made of N-acetyl Cysteine (NAC) which helps to thin your mucus making the transport of sperm to your egg easier. VitaMelts include the folic acid you need to take while trying to conceive. Folic acid has been proven to help women decrease the odds of having a baby with severe birth defects or illnesses, and all obstetricians recommend that women trying to conceive start taking their folic acid.
    The Essential Balance Bath Oil is a double bonus. Not only does it encourage you to relax by taking a nice long bath, it helps to increase the production of your reproductive system. This product is made with lemon, juniper, grapefruit, and lavendine essential oils. This aromatherapy can relax you and help your body prepare for conception. It also helps you feel a little sexier, putting you in the mood to get busy. As you already know, that's the best way to get pregnant.
    There is no shortage of ways you can help yourself get pregnant when it's time to conceive. You can use these methods to help get pregnant faster, which is what most women want. You might think that you have the patience to wait until things happen naturally, but that first negative pregnancy test will probably change your mind pretty quickly.
    Thursday 27 June 2013

    Expert Author Peter Hunt1. Brighton, Sussex
    Brighton is one of England's most attractive cities as well as a popular seaside resort. It has been a fashionable coastal destination since Regency times in the early 19th century when it was the home of the Prince of Wales, the future King George IV. The Palace Pier was built at the end of the 19th century and is a listed building. You can still see the eerie remains of Brighton's West Pier. Closed in 1975 it has been ravaged by fires and storms. All that remains is the partial metal structure lying just off the beach.
    2. Clevedon, Somerset
    Clevedon is a charming seaside town enjoying glorious views across the Bristol Channel. The pier is the jewel in the crown, one of the finest and most important Victorian piers in the country. Disaster struck in 1970 when the end section collapsed. It has now been restored to its former glory and a stroll on the pier is a must for every visitor to Clevedon.
    3. Cromer, Norfolk
    Cromer is a classic British seaside town. Beautiful landscaped cliff gardens and the promenade overlook fine sandy beaches and the delightful Victorian pier. As befits such a resort, Cromer claims that its annual summer show is the last remaining end-of-pier show. Providing old-fashioned, family entertainment, the show is a throwback to the British seaside's heyday. From the pier you can try and catch your own Cromer crab, a delicacy the town is famous for.
    4. Great Yarmouth, Suffolk
    Great Yarmouth offers everything you would expect from a traditional English seaside resort. There are over 15 miles of sandy beaches within the Greater Yarmouth area. The seafront, known as the 'Golden Mile', has many traditional seaside attractions including a Victorian pier. Great Yarmouth has been a port since Medieval times and today the South Quay at the heart of the town has a wealth of museums and fine old buildings whilst the port remains a hive of activity.
    5. Ryde, Isle of Wight
    Ryde has six miles of glorious sandy beaches and shallow coastal waters which are ideal for swimming. A broad seafront promenade runs alongside the esplanade with the pier at its centre, which at nearly half a mile is one of the oldest and longest piers in the country.
    6. St Annes, Lancashire
    Just three miles from the bright lights of Blackpool, Lytham and St Annes-on-Sea are worlds apart in both character and atmosphere. The dual seaside towns are nestled along a picturesque stretch of coastline lined with well-tended lawns, a boating lake and pretty parks. St Annes-on-Sea boasts a beautifully restored Victorian Pier, originally built in 1885 and now home to amusement rides, shops and cafes.
    7. Southend, Essex
    Situated on the north bank of the Thames estuary and a tourist attraction since Georgian times, partly due to its close proximity to London, Southend on Sea remains a popular seaside destination to this day. In the last few years it has being undergoing a transformation, including its famous pier - the longest in the world - which has been restored to its former glory.
    8. Southwold, Suffolk
    Southwold is a quintessentially English seaside resort. Its sandy beach, with brightly coloured beach huts and sprawling dunes, is one of the most popular in the area. The recently refurbished pier offers a wide range of shops, eating places and amusements from the traditional to Tim Hunkin's eccentric inventions.
    9. Weston Super Mare, Somerset
    Weston-super-Mare is the archetypal English seaside resort. It rose to fame in the Victorian era and many of its grander buildings date from that time though it remains a popular family holiday resort. Today the Grand Pier is the focal point on the seafront. The pier has been updated over the years but still retains its original character.
    10. Worthing, Sussex
    Worthing is a peaceful coastal holiday resort town, less built up than Brighton further along the coast. It retains much of its elegant seaside heritage architecture including the spectacular seafront Worthing Pavilion. The town sits at the centre of five miles of flat seaside promenade and has an award-winning pier. A particularly special feature of this seaside town is its stunning selection of ornamental gardens, both along the promenade and west of the pier.
    Peter lives in the Yorkshire Dales and has worked in senior positions within the travel industry for nearly 30 years. He has a passion for exploring Britain and believes that staying in self catering holiday accommodation is one of the best ways to really get to know this beautiful island of ours. There is so much variety in the landscape, the architecture, the customs, the food and drink and the people. Despite increasing uniformity, he believes that you can still discover this rich diversity if you look hard enough and you will have a much more fulfilling holiday for that. The Good Cottage Guide have a great selection of luxury cottages on the coast, as well as in some wonderful inland areas of Britain.

    Expert Author Alecia JamesWhat do you miss most about being a child? Was it the fact that life was carefree, everything seemed perfect, and you innocently believed in the embellished "happily ever after" fairy tales? There are many joys that come with childhood; ironically through the eyes of a child, some of these are obscure at best. As an adult, I'm now faced with the realization that youth is golden in so many ways, from clear and blemish free, to wrinkle free skin. Hollywood pays billions yearly for their quest to find the fountain of youth. But is there any way to attain this? Is it lost without reclaim?
    It goes without saying that I am an avid makeup wearer (nothing comes between me and my makeup.) I've also had my share of skincare problems-you know those unwanted zits that pop up whenever they feel like? This is in addition to areas of dry skin, and an oily T-zone area. I'm perpetually seeking products and techniques that will provide optimal skin care. While makeup is an awesome tool to enhance and accentuate, its use does not replace the need for a rigorous skin care regimen. We can sometimes get lost in "covering" up the problem with concealers and foundation, but truly tackling the problem, necessitates getting to the root and underlying cause. Many of us relish in the thought of having healthy, glowing skin, for which unfortunately, there's no magic fix. I know we live in a world now where money can buy just about anything, and a highly rated plastic surgeon may be at the top of everyone's wish list. But healthy skin starts from the inside. We are often exposed to harsh external factors such as extreme weather and other chemicals, which have no mercy when they're brutally assaulting our vulnerable skin cells. There's also a huge misconception among people of deeper skin tones that our skin is resilient, and can handle extreme situations. Really? While some skin abnormalities may not be as conspicuous as with lighter skin tones, we still need to give our skin as much love as we bestow to other delicate areas of our bodies. There are some daily practices that go a far way. Start giving your skin the attention and care that it deserves.
    The basic yet effective 3-step process is outlined below.
    1. Cleanse: This is the first step of the 3-step skincare process. Cleansing removes impurities, excess oils, dirt, makeup, and residue from the skin. With cleaner skin, there's a lower chance of bacterial proliferation which can lead to acne. Cleansing can be accomplished with the use of soaps, foaming, gel, or liquid cleansers. Some popular tools on the market now, are skincare brushes like the Clarisonic brush, an electronic device effective in removing impurities from the skin by utilizing a rotating head, spinning at high speeds.
    2. Hydrate: Hydration is the process of replenishing the skin with moisture. A toner or astringent can be used to infuse moisture into the skin. Clean & Clear's deep cleansing toner for sensitive skin works well for my skin type. It contains salicylic acid, a potent acne fighter. Manufacturers are well aware of the skincare problems that we face, so they aim to provide products with multiple benefits.
    3. Moisturize: After toning, it is essential to apply a moisturizer to seal in the newly infused moisture into the skin. Clean & Clear's Dual action moisturizer promulgates "a combination of oil-free moisturizers and pimple fighting ingredients." Somehow, I've accepted this claim, since this is another product that has been a part of my skin care regimen for a long time.
    What else can you do to care for your skin?
    Your skin is unique, so developing a killer regimen comes with a proper understanding of your skin type and its tendencies. While some people may discover winning products through trial and error or experimentation, others may need the help of a dermatologist to conduct a thorough evaluation, diagnosis and recommendations of treatment formulas and practices, customized for their skin type. These professionals understand the skin's physiology, and the best method of correction or treatment, comes from understanding the root of the problem. For example, if you are fighting an endless battle against dry skin, you may require a unique formula of hydrators and emollients to reclaim soft and supple skin.
    If I were to recommend a universal formula that closely mimics a magic potion, it would be water. Its benefits are innumerable. Water is a solvent so it helps to purify the skin by removing toxins, which results in clearer looking skin. Since it's also an important constituent of our body cells, having enough water will mask the appearance of dry and dull looking skin. Simple solution: drink enough water according to the needs of your body.
    Aim for diets rich in fruits and vegetables, which are excellent sources of water and other nutrients. These foods are also high in anti-oxidants which fight the effect of free radicals that can cause damage to skin cells.
    We all dream of a ray of sunshine especially in those wintry months when the sun seems to be depriving us of his powerful and insulating capacity. But this "ball of fire" in the sky produces UV radiation which is damaging to skin cells. Let's shield ourselves with sunscreen to combat this.
    Exfoliate: This is the process of removing dead skin cells, exposing younger looking skin underneath. Agents used to exfoliate includes facial scrubs, (lactic or juice acids) in chemical peels or facial masks. Facial scrubs are packed with beads that cleanse the skin, remove flaky layers and finally polish the skin.
    The secret to youthful, glowing skin lies within you. Your diet, lifestyle, and skincare practices all influence the appearance of your skin. Healthy, beautiful, glowing skin is attainable. Are you willing to invest the time necessary to experiment, research and understand your skin? Or you'll rather just jump on the Hollywood bandwagon and pay big bucks?
    Sunday 23 June 2013
    There is an incredible arrangement of methodologies know how to recover money on protection benefits. You might as well simply have a little more determination in doing your study and exploiting various methodologies to attain your targets. There are different sorts of approach and these can accumulate to $10,000 each annum likewise by simply by getting essential scope at the begin then up the premium as time passes. This is the reason you need to utilize your abilities within request to amplify your strategy. Here are 5 thoughts that can recover you cash on protection benefits:

    1. Study and assess the association that is giving you scope. A mixture of organizations have different plans and offer different bundle bargains in the meantime. Due to this, there are differed scope for house, autos plus different materials which will positively be protected. For instance, provided that you wish diminish rates and save some cash, you might as well current scenarios or situations where you will be seen as a decreased danger client and might be supplied a greatly improved compensation plan. Furthermore, you might as well give them a fantastic record of driving as this will make you believable in the eyes of the protection administrations and get you lower rates.

    2. You must be mindful in researching and standing different associations. By essentially doing examination shopping, you will positively research the best charges and deals around and get to acknowledge what timing is generally viably for scope replenishment. Survey the premium and how they will impact your destiny decisions. This will absolutely give you opportunity to augment your arrangement.

    3. Verify that your prerequisites could be fulfilled by your association and that you could acquire the insurance you require. Case in point, don't purchase higher premiums on obligation roof for auto protection. You have to see to it that you acknowledge of prospective dangers and forestall them.

    4. Inquire as to whether the firm could give you coupons or reduced rates. Some protection arrangements from a specific firm can typically net you this profit. Make sure to ask the agent you are managing what could be gotten to decrease the premiums you have to pay.

    5. Go paperless. You could pick to come to be a paperless customer or plan holder and check whether you can get conceivable discounts when you select to make advanced installments instead of paying with post-dated checks. This is additionally the earth well disposed. 
    Saturday 22 June 2013
    Lao Tzu, an ancient Chinese philosopher once rightly said "Anticipate the difficult by managing the easy". This holds so true in the current business scenario. This particular saying, more or less, also sums up the criticality of having effective risk management approaches in place. Risks have always been an unwanted but integral part of any business, be it the hazardous chemical risk in the petrochemical industry or an interest rate risk for a financial institution.
    While we cannot eliminate the risks in today's businesses but what we can surely do is put effective management practices in place to decrease the effects and repercussions from the possible risks. This is where risk management services (RMS) and the companies who provide the same, come into picture.
    Risk Management cannot be learnt and executed in a single day. It is developed through years of experience and by working with clients from diverse fields. The efficient companies will always ensure that their approach towards providing risk managing solutions to their clients is not only pragmatic but holistic as well.
    Before we proceed further, it is important to understand that the risks in today's business context are as varied as the businesses themselves. Risks can be man-made, natural or operational. It is as important to identify the type of risks involved before one prepares the right frame work to manage them.
    One would come across a host of companies providing risk managing services in today's business environment, but only those who understand how to provide a perfect balance of engineering based and field proven solutions will exist in the long run. Professional companies employ many risk controlling techniques and tools to assist their clients in achieving much higher economic profits and increased stakeholder confidence. They assess risks and counter it in such a way that they successfully manage to protect their clients against the unpleasant influence of business disorder.
    In today's dynamic business environment, the RMCs recognize that a changing risk environment requires them to adapt to it. They believe that just depending on reaction and/or compliance based approach is not going to work. What they need to do is to proactively build strategic and rational organization-wide processes that focus on pre-empting risks rather than countering them.
    The whole framework has to be more about opportunity and less about compulsion, if one has to effectively increase the confidence of all stakeholders in a company's risk management capabilities.
    Friday 21 June 2013


    Expert Author David ForbesStart here if you are new to Medicare
    If you are newly eligible for Medicare or if you have Medicare and your employer group health insurance is ending, you may be anxious to buy a Medicare supplement or enroll in a Medicare Advantage Plan. But before you do, consider finding a trustworthy agent who is knowledgeable about all Medicare plan types.
    An agent who is able to assess your situation and educate you about your various plan options is better than an agent who is merely looking to get you into a plan in order to earn a commission. And don't discount service after the sale. Agents earn renewal commissions on Medicare plans that may last for several years and are obligated to stay in touch and be there when you have questions or need service.
    Follow these tips to find an agent
    1. Know when an agent is breaking the rules. There are strict marketing guidelines for some Medicare plans. Agents cannot call you without your permission, show up unannounced at your home or approach you in public areas soliciting you to enroll in a Medicare Advantage Plan.
    Also, beware of telemarketers who pose as survey-takers who have an interest in what type of Medicare plan you have. This is often nothing more than a disguised cold call.
    2. Know the difference between a captive or independent agent or broker. Some agents represent only one insurance company; these are captive agents. Independent agents and brokers can represent multiple companies and in some cases may represent dozens.
    Although a captive agent will conduct a needs analysis, they will not have as many products to show you and can only show you what they consider best from their limited portfolio. If you want the widest range of plan options, speak with an independent agent or broker.
    3. Where to look for an agent. If you are without an agent or your current health insurance agent doesn't handle Medicare Advantage Plans and Medicare supplement insurance, you will need to strike out on your own to find a trustworthy agent.
    There are really two ways to proceed: You can look for an agent locally or you can take your search online. To find a local agent, start by asking your current agents (health, life, auto, homeowners) for a referral. If they do not handle Medicare plans, there's a good chance that they know someone who does.
    You can also check with your local Area Council on Aging office. They are a good resource when you are new to Medicare and have questions or are looking for an agent.
    If you are more interested in taking your search online, look for a broker who represents multiple companies. Ask them about service after the sale and don't be pressured to fill out an application until you are satisfied with the Medicare plan they are recommending.
    Finding a broker and plan online can end the hassle of meeting with an agent, but a local agent could more readily available if you have issues after the sale.
    Follow these steps when you're new to Medicare to get the answers you need and have several plans to choose from. Which ever way you go; a Medicare Advantage Plan or a Medicare supplement, it helps to have someone on your side who has plenty of options for you.
    Thursday 20 June 2013


    Expert Author Michael Lee
    Dealing with difficult people could become quite a challenge. Sometimes, they can take the form of a boss, co-worker, or even a friend or relative. Whatever the case may be, you need to stop losing your temper and start reading some tips for dealing with difficult people.
    Letting difficult people get to you automatically puts you on the losing end. Do you want to know how to get to the winning team? Start with the following tips:
    Tips for Dealing with Difficult People # 1: Put Yourself In Their Shoes.
    Difficult people weren't born difficult. You have to understand that something must have happened to that person in the past, or at least when they tried to get out of bed that morning.
    It's not really your place to probe and investigate, although having that sort of perspective will help you understand them a little bit.
    Tips for Dealing with Difficult People # 2: Kill With Kindness.
    You probably hate that person's guts; but if you fight fire with fire, your reaction might just be as bad. Try to see the positive sides of the person and ignore the negative qualities.
    Being nice goes a long way, and small acts of kindness can do wonders. Who knows? They just might become friendlier to you. At the very least, you'll be able to catch that person off guard. Plus points to you.
    Tips for Dealing with Difficult People # 3: Keep Yourself Detached.
    If you find it challenging to follow the aforementioned tips, the only thing left for you to do is keep yourself detached. Whatever that person does or says, don't take it to heart.
    Treat that person just like any other and put on a poker face. This way, you won't get into any heated arguments.
    Difficult people will always be around. But it's up to you to decide whether you will let yourself be affected or not. Follow these tips for dealing with difficult people, and you won't have to worry about losing your cool anymore.

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